Shop in-store or online now using your Q Mastercard or Q Card and enjoy a flexible payment plan that suits you. Q is your perfect shopping partner for purchases big or small, combining the benefits of a credit card with a range of interest free deals.
Shop in-store and online with your Q Mastercard or Q Card and enjoy a minimum of 3 months zero interest, zero payments^ on all standard purchases, always. No minimum spend^.
Keep scrolling to learn more about our interest free offers with Q, and how to apply for a Q Mastercard so you can get shopping sooner.
Q is your perfect shopping partner for purchases big or small, combining the benefits of a credit card with a range of interest free deals and payment holidays.
If something's twisting your arm, treat yourself. Get it now, and pay for it...eventually.
*60 months interest free is available on Long Term Finance (LTF) for in-store and online purchases $499 and over from 6 - 12 December 2023. Excludes gift cards and some promotional items. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Q Mastercard expired promotional rate & Q card standard interest rate of 27.99% p.a. applies at the end of LTF Interest Free Period. See Q Mastercard & Q Card terms and conditions at qcard.co.nz/important-information for interest rate applicable to outstanding balance of a standard purchase. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated
For questions about your Q Mastercard application, contact the Q Mastercard team by calling 0800 119 100.
A Q Mastercard provides you with a specified amount of credit that you can access using your Q Mastercard Account and/or Card. You must ensure that your total unpaid balance does not exceed your credit limit.
You can cancel your Q Mastercard at any time as per the cardholder terms and conditions by calling Q on 0800 119 100. You will still be responsible for all transactions made up until that time. The outstanding balance, including interest accrued but not yet charged, and all amounts required to repay any Fixed Instalments, will immediately become due and payable.
Q Mastercard is issued by Columbus Financial Services Ltd, Private Bag 94013, Auckland 2241, New Zealand.
For more information, visit qcard.co.nz/q-mastercard-benefits