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Along with the all of the usual suspects like debit cards and credit cards, we've got a few more handy tricks up our sleeve when it comes to the checkout.

Whether you pay now or pay later, choose the payment option that works best for you.



Smiths City EasyCard is the easy way to pay.

It works just like a credit card – pay in full on the due date and pay no interest, or pay as little as $10 or 3% of the balance, with interest charged on the next statement.

Shop in-store or online with up to 50 days interest free.

Learn more about EasyCard


Get it now. Pay over 6 weeks.

Laybuy lets you receive your purchase now and spread the total cost over 6 weekly automatic payments. No hidden fees. No interest.

Learn more about Laybuy


Own the way you pay, with Zip.

Get it now, but spread your purchase across 4 equal fortnightly payments. Every purchase you make with Zip is interest free. Shop online with Zip now.

Learn more about Zip

*Terms and conditions apply. Apple, selected computers, game consoles, gift cards, clearance items and some promotional items are not available in conjunction with interest free offers. Flooring available on a maximum of 18 months interest free. Exclusions, fees, terms, conditions and credit criteria apply. Available in-store only. Equal instalment amounts include one-off booking fee of $45.00, annual fees of $45.00 p.a., and security registration fee of $8.05, and exclude insurance. Current interest rate of 23.95% applies to any unpaid balance after expiry of (any) interest free period. See in-store or visit for details.