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Along with the all of the usual suspects like debit cards and credit cards, we've got a few more handy tricks up our sleeve when it comes to the checkout.

Whether you pay now or pay later, choose the payment option that works best for you.

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EasyCard

Smiths City EasyCard is the easy way to pay.

It works just like a credit card – pay in full on the due date and pay no interest, or pay as little as $10 or 3% of the balance, with interest charged on the next statement.

Shop in-store or online with up to 50 days interest free.

Learn more about EasyCard

Laybuy

Get it now. Pay over 6 weeks.

Laybuy lets you receive your purchase now and spread the total cost over 6 weekly automatic payments. No hidden fees. No interest.

Learn more about Laybuy

Zip

Own the way you pay, with Zip.

Get it now, but spread your purchase across 4 equal fortnightly payments. Every purchase you make with Zip is interest free. Shop online with Zip now.

Learn more about Zip


*Terms and conditions apply. Apple, selected computers, game consoles, gift cards, clearance items and some promotional items are not available in conjunction with interest free offers. Flooring available on a maximum of 18 months interest free. Exclusions, fees, terms, conditions and credit criteria apply. Available in-store only. Equal instalment amounts include one-off booking fee of $45.00, annual fees of $45.00 p.a., and security registration fee of $8.05, and exclude insurance. Current interest rate of 23.95% applies to any unpaid balance after expiry of (any) interest free period. See in-store or visit smithscity.co.nz/interest-free for details.