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Shop with Purple Visa Card at Smiths City

Purple Visa Card, the credit card that gives you more rewards and flexibility.

Not only can you use your Purple Visa Card for everyday purchases and earn rewards everywhere^ you shop, but you also have the option of Long Term Interest Free Finance, available up to 60 months at Smiths City.


These are just some of the great benefits of being a Purple Visa Card customer.

Earn Rewards

Earn Rewards

Use your card for everyday purchases and earn Purple Dollars on eligible transactions. Then redeem them at Smiths City or any other participating retailer.^

Super Flexible

Super Flexible

From earning rewards when you shop, to having the flexibility of long-term Interest Free finance for those larger purchases*

Long Term Interest Free Deals

Long Term Interest Free Deals

If you already have a Purple Visa Card Account, visit your nearest Smiths City store and ask about the latest long-term Interest Free deal.


Available Long Term Interest Free Finance Offers

Don't have a Purple Visa Card? Apply today.

Find Out More


Ready to start shopping with Purple Visa Card?

If something's twisting your arm, treat yourself. Get it now.


Things to Know:

* Long Term interest free finance with minimum purchase applies using Purple Visa Card. Purple Visa Card Terms and Conditions, credit criteria and Rates and Fees apply. Excludes Gift Cards and some promotional items. Prevailing interest rate will apply to any outstanding balance at the expiry of the interest free period. Visit purplevisa.co.nz for more information.

Rates and Fees:

$55 one-off Establishment fee
$55 Annual fee
26.65% p.a. Purchase Interest Rate
29.40% p.a. Cash Advance Rate

Payment Minimum monthly payments (3% of the outstanding balance or $20, whichever is the greater) and any charges eligible for deferred payment will not apply until expiry of any Deferred Payment Plan but must be made during the Interest Free Term. If you make only the minimum monthly payment, you may not pay off your purchase before the expiry of the Interest Free Term. So, if you can, always pay more than the minimum amount due. Visit purplevisa.co.nz for more information.

Maximum 12 Months Interest Free Term available at Smiths City Colombo St and Smiths City Dunedin.

^ Purple Dollars cannot be earned or redeemed on long-term interest free purchases.

24 Months Interest Free with No Payments Before April 2025 on Purchases $449 & Over Terms and Conditions

24 months Interest Free with no payments before April 2025 is available on purchases $449 and over using Purple Visa Card valid Wednesday 4 - Tuesday 24 December 2024. Purple Visa Card T&Cs, credit criteria and Rates and Fees (including a $55 establishment fee and a $55 annual fee) apply. Prevailing interest rate of 26.65% p.a. will apply to any outstanding balance at the expiry of the interest free period and Cash Advance rate of 29.40% p.a. also applies (both current as of 1 April 2024 and subject to change). Excludes Gift Cards and some promotional items. Available in-store only. Excludes Smiths City Colombo St and Dunedin stores.