Buy now, pay later with Laybuy at Smiths City

With Laybuy, you can buy now and spread the total cost over 6 weekly automatic payments. Always interest free.

Shop in-store and online with Laybuy. It's as easy as this: Choose Laybuy at the checkout, create your Laybuy account in minutes and complete your purchase. Every purchase you make with Laybuy is interest free. Always.

Why choose Laybuy?

How it works

Shopping online?

1. Simply select Pay by Laybuy at checkout.
2. Returning customers only need to confirm the order to complete the purchase.
3. New customers can sign up at checkout and start using Laybuy today.
4. Your order is processed immediately and your payment schedule is established.
5. Only a sixth is due today and the rest is split over 5 weekly automatic payments on the day of the original purchase.

Shopping in-store?

1. Simply take your items to the counter as normal and ask to Pay by Laybuy.
2. Provide the staff member with your cell phone number linked to your account. This will send a text message to your phone confirming the order.
3. You will receive a text with a message advising the total and a link to log in to your Laybuy account OR to create a new account.
4. Once logged in, you will see your payment schedule and the option to select Pay Now.
5. Select Pay Now and as long as there are enough funds available to make the first payment, your order will now be complete!

Ready to start shopping with Laybuy?

If something's twisting your arm, treat yourself. Buy now, get it now, pay later in 6 weekly instalments.