Your Cart

Keep Shopping >

You don't have any items in your cart.

Special Offers
Find a Store
My Account
Search site wide across all departments Search

Smiths City Finance

We make sure our payment plans suit your budget and your situation. If they change, we'll work with you to find a solution that works. You can shop with confidence knowing we'll make the finance easy and honest.

When you buy from us on EasyCard or EasyPay, Smiths City Finance Limited is the finance company. Smiths City Finance Limited is 100% owned by Smiths City. When you purchase from us on credit you are dealing with local Smiths City staff from start to finish.

Fair Finance Options

Smiths City Finance offers a range of hassle-free financial products, everything from retail finance to personal loans.

NZ Born And Bred

Smiths City Finance is 100% owned and operated by the Smiths City Group, and has been working alongside your local Smiths City store since 1988.

Smiths City Finance's 'Fair Play Promise'

At Smiths City Finance, we play fair. We make sure our payment plan suits your budget and your situation. If they change, we'll work with you to find a solution that works. You can shop with confidence knowing that we'll make the finance easy and honest. That's a promise.

We take complaints seriously

We are a member of an independent disputes resolution scheme, and have an internal complaints process. If you're unhappy with our service or products, we'd like to hear from you.

Smiths City Finance is a wholly-owned subsidiary of Smiths City Group Limited. Smiths City Finance has been providing easy and flexible finance to the Smiths City Group customers since the 1980's.

Smiths City Finance is registered on the Financial Services Provider Register (FSP25143) and as a Qualifying Financial Entity with the Financial Markets Authority.
At Smiths City Finance, we pride ourselves on providing individual service and attention, and have a strong customer focus.

EASYCARD

Our EasyCard works just like a credit card – pay in full on the due date and pay no interest, or pay as little as $10 or 3% of the balance, with interest charged on the next statement.

Smiths City EasyCard is different. Here’s 10 reasons why...

  1. No setup and booking fees
  2. No account maintenance fees
  3. No statement fees
  4. Exclusive offers to EasyCard holders
  5. Flexible monthly payment options – from as little as 3% or $10
  6. Up to 50 days interest free if statement balance paid in full
  7. Fast and easy processing of your purchases
  8. Instant recognition instore
  9. Monthly statements
  10. We own our own finance company so you’re dealing with local Smiths City staff from start to finish

View EasyCard Terms & Conditions

View EasyCard Rates & Fees

Interest Free

Interest Free is our fixed instalment contract, designed to give you a set instalment to pay each month, knowing that at the end of the contract your goods are paid for in full. This is an option popular with many of our customers who want to budget a fixed dollar amount each month.

Payment Conditions

• All finance offers are subject to normal credit granting procedures
• An insurance charge and credit fees are required
• A deposit may be required on purchases of computers, car audio products, cell phones and new accounts
• Minimum purchase for In is $499. Other payment options are available for purchases less than $499
• Purchases over $499 qualify for the current advertised INTEREST FREE option
• Interest is charged from the date of purchase, however if you complete the account in full within the INTEREST FREE option period all you pay is the advertised price plus credit fees and insurance charge
• Selected computers, game consoles, mp3 players and some promotional items are not available in conjunction with INTEREST FREE option offers
• INTEREST FREE is a registered trade mark of Smiths City (Southern ) Limited. means all you pay is the advertised price plus insurance and credit fees providing the account is paid in full within the specified option term.

View Interest Free Terms & Conditions

View Interest Free Rates & Fees