Smiths City Finance Terms & Conditions

We Play Fair


View Rates & Fees


Interest Free (Available Instore Only)

Minimum product value for INTEREST FREE option is $499.(Other payment options are available for purchase less than $499).

All finance offers are subject to normal credit granting procedures. Insurance cover is mandatory and credit fees are required.

A deposit may be required on computers, mobile phones, car audio products and new accounts.

Interest is charged from the end of the INTEREST FREE period. If there is a balance remaining to be paid at the end of the INTEREST FREE Period, interest will be charged from that date forward, at the rate disclosed in the contract.

Weekly payments if stated are based on a 36 Month term and include credit fees, insurance and any charge.

Apple products, selected computers, game consoles, gift cards and some promotional items such as ‘Everyday Low Price’ are not available in conjunction with discount or INTEREST FREE offers.

Unless otherwise stated, display accessories are not included. Depending on colour and combination, some lounge furniture may have to be ordered to customer requirements.

All offers and prices in this advertisement are valid for a maximum of seven days from the date of publication or while stocks last. Some products may not be available in some stores.

Carpets and installed heating available on a maximum of 18 months INTEREST FREE.  

View our Interest Free Terms & Conditions here


Easycard is accepted at all Smiths City Stores, including our Website (requires one-time online setup). Our EasyCard works just like a credit card – pay in full on the due date and pay no interest, or pay as little as $10 or 3% of the balance, with interest charged on the next statement.

Exclusive offers, discounts, & special promotions

As an Easycard holder you’ll gain access to exclusive product & finance offers, special discounts, & promotional offers not available to the general public.

View our Easycard Terms & Conditions here